About Us

We are pioneers in debt management Services can become your extended arm for translating loss into profit

Know About Ariyog Analytic Solutions

Ariyog is a certified professional services organization specialized in business of debt management, soft collections, recovery, legal services & domestic/ international outbound call support throughout India.

Clients – First & Foremost. At Ariyog we believe in the needs of clients. We do everything in our power to work with you and work for you.

About Ariyog

Team @ Ariyog

Solid domain experts and analytics leaders driving impact

Harish Sawant

Harish Sawant

Chief Business Manager
  • Collection & Recovery professional with 10+ years of experience in banking and financial services
  • Expertise in tele-calling led collections, recovery strategies, delinquency management, and customer negotiations
  • Strong experience in client relationship management, team leadership, target achievement, and portfolio management
  • Skilled in dispute resolution, compliance, MIS reporting, and process improvement
  • Proven track record of reducing overdue accounts and maximizing recovery while maintaining customer satisfaction
Janak Sawan

Janak Sawan

Operation Head
  • 22 years experience in banking & financial services
  • Ex-Citi Bank
  • Ex-Standard Chartered Bank
  • Oversees end-to-end day-to-day operations and process management
  • Manages cross-functional teams to ensure smooth collection & recovery workflow
Ravindra Sinkar

Ravindra Sinkar

Senior Expert
  • Above than 25 years of experience in the finance division
  • Led transformation projects for banks & financial institutions
  • LLB, CA, MBA from London Business School of Management
Lahu Pawar

Lahu Pawar

Data Scientist
  • Certified Data Scientist (IABAC), 1.5+ years experience as Data Scientist, Ex-ICICI Bank
  • Architected a Customer Intelligence Ecosystem processing 1B+ records across 25+ NBFC databases
  • Skilled in Machine Learning and Predictive Analytics for business decision-making
  • Strong expertise in Python, SQL, PostgreSQL, MySQL, Power BI and Tableau
  • Experienced in Data Visualization, ETL pipelines, Dashboard Development and REST APIs
  • Specialized in AI-driven, data-centric solutions for business growth
Dilip Kushwaha

Dilip Kushwaha

IT Manager
  • 7+ years managing networks, hardware and software infrastructure
  • Ensures strong cybersecurity and efficient system performance
  • Leads technical projects and manages IT staff
  • Handles vendor relationships and disaster recovery planning
Agnel Noronha

Agnel Noronha

Operations Manager
  • Operations Manager with 12+ years of experience in collections and credit operations across NBFCs, banks, and housing finance
  • Worked with Shriram Finance, Novac Technologies Solutions Pvt. Ltd., and Spocto in collections operations
  • Led setup of new operational centers, including establishing operations in Chennai and Noida
  • Strong expertise in collections strategy, process design, and data-driven decision making
  • Skilled in team leadership, cross-functional coordination, and performance management to improve recovery rates

Why Us?

Experienced team: Team at Ariyog has more than 15 years experience having served more than 5 financial institution in collection & recovery
Technology led collection: we have developed propriety collection module which has 7 key elements form customer contact establishment, engagement, campaigns to payment
Proven initiatives in contact establishment: 63% chance of establishment contactibility of customer through in-house engine (More than 78 data source)
Customized segmentation and analytics driven campaigns: we design analytics driven campaigns for collection (identifying right set of customers to approach and execution)

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25
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Clients Served
7
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Key Elements
15
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Years Experience
63
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Contact Establishment